Mintos Invest & Access oder Bondora Go & Grow). Bei diesen Portfolios übernimmt der Plattform Betreiber das. Mintos, Lettland, 10€, 12,5%, Zu Mintos». Bondora, Bondora logo, Estland, 1€, 9,9%, Zu Bondora». EstateGuru, EstateGuru, Estland, 50€, 11,8. Da es keine Buyback-Garantie wie bei Mintos oder Viainvest gibt und Neben Bondora und Bondora Go and Grow bin ich noch bei Mintos.
p2p Kredite Vergleich – Mintos, Twino, Bondora, Viventor & auxmoneyWer Go & Grow von Bondora kennt, dem wird das Konzept des neuen Mintos-Produkts bekannt vorkommen. Weiter unten gehe ich auch auf die Unterschiede. Ich selbst investiere mit großem Erfolg bei Mintos und werde dies auch zukünftig tun. 19 Gedanken zu „p2p Kredite Vergleich – Mintos, Twino, Bondora, Viventor &. Lars Wrobbel zeigt die 3 großen Besonderheiten, die Mintos mitbringt. Es gilt wie bei Bondora das Vorkasse-Prinzip, was bedeutet, dass du erstmal Geld.
Bondora Vs Mintos Is it ethical to invest in P2P lending? VideoMintos Invest \u0026 Access vs. Bondora Go \u0026 Grow after 6 Months - 1.000€ Experiment Doch welche Plattform ist die bessere: Bondora oder Mintos? In diesem Beitrag möchte ich die Vor- und Nachteile beider Plattformen beleuchten. Es ist unter Umständen nicht möglich, Vermögenswerte von Go & Grow sofort zu liquidieren oder Geld sofort abzuheben. In diesem Fall werden wir. Mintos, Lettland, 10€, 12,5%, Zu Mintos». Bondora, Bondora logo, Estland, 1€, 9,9%, Zu Bondora». EstateGuru, EstateGuru, Estland, 50€, 11,8. Lars Wrobbel zeigt die 3 großen Besonderheiten, die Mintos mitbringt. Es gilt wie bei Bondora das Vorkasse-Prinzip, was bedeutet, dass du erstmal Geld.
Mit diesem Beitrag möchte ich einen detaillierten Vergleich zwischen beiden Plattformen ziehen, der die wichtigsten Bereiche für P2P Investoren genauer unter die Lupe nimmt.
Die Plattform Mintos überzeugt durch eine cleane uns sehr aufgeräumte Struktur. Hier findet sich jeder Einsteiger sofort zurecht. Auch fortgeschrittene Anleger finden hier nützliche Tipps und Tricks.
Der Mintos Blog rechtfertigt also jederzeit einen Besuch. Einziger Minuspunkt: Mintos erklärt überwiegend, wie die eigene Plattform funktioniert.
Gerade das wäre für Einsteiger jedoch sehr nützlich, um die eigenen Fähigkeiten zu verbessern. Bondora muss sich hinter Mintos definitiv nicht verstecken.
Der Aufbau des Online-Angebots ist sehr gut gelungen und lässt sich sogar an die eigenen Bedürfnisse anpassen.
So kannst Du beispielsweise das Hauptmenü individuell konfigurieren. Hier warten nicht nur sehr ausführliche Blogbeiträge, sondern auch informative Erklärvideos.
Dadurch wirkt Bondora sehr transparent und kundennah. Verwirrend kann jedoch die Flut an Statistiken und Kennzahlen wirken. Im Vergleich zu Mintos stellt Bondora deutlich mehr Informationen zur Verfügung, was gerade Einsteiger schnell überfordern kann.
Beide P2P Plattformen überzeugen durch eine perfekt konzipierte Struktur. Hier muss sich definitiv keiner vor dem anderen verstecken. In Runde zwei sollen die Investmentmöglichkeiten untersucht werden.
Hier stehen die Automatisierung und die Produktvielfalt im Vordergrund. Mintos bietet verschiedene Möglichkeiten, um in P2P Kredite zu investieren.
Zunächst kann jeder Investor selbst aktiv werden und P2P Kredite manuell über einen sogenannten Primärmarkt auswählen.
Hier werden zunächst Kriterien festgelegt, im Anschluss investiert das Tool automatisch in die P2P Kredite, die diesen Kriterien entsprechen.
Und es kommt noch besser: Wem auch das zu viel Arbeit ist, der kann sich für eine vordefinierte Strategie von Mintos entscheiden. Insgesamt stehen drei verschiedene dieser Strategien zur Verfügung, die unterschiedliche Investorentypen ansprechen sollen.
Hierbei handelt es sich um ein Tool, das dem Investor deutliche Vorteile in Sachen Verfügbarkeit des Kapitals einräumt.
Yes, as promised, money was instantly available, but only current loans. I have to write that, even though everything is beautiful now and the future looks bright, there is a bit of risk behind the investment and access strategy as well.
As I said, this is still P2P loans investing. Occasionally Mintos originators offer some incentives to invite investors to get more of their loans.
I think this is ok, but there is a hidden danger behind it. What if those loans country, duration, type are not fitting my strategy? Will I buy it only because of the bonus?
Doing an investment only because of some bonus or tax relief can be a bad idea. Last year Mintos released a rating tool to help investors to choose the right loan originators.
I cannot say it. Common sense will get me to think that riskier loans should get a lower rating and especially a higher interest paid to investors.
I am not sure if this happens. Here is what I think of the mintos lenders ratings and my best Mintos lenders. It is ok to rely also on Mintos official rating, BUT I believe it is also good not to limit diversification.
More lenders means more countries, more loan types and different duration. When I went to look at what was inside it I decided not to use any of the three and not to mention it on my blog.
The bright side? Lately, Mintos is starting to getting rid of some low performing lenders and this is a very good sign for me.
The first defaulted originator name was Eurocent. There is no bright side. There would be one the day Mintos will be able to make people forget about that little issue.
For the sake of completeness, taking into account the size and the number of loans processed by Mintos to date, the Eurocent impact is getting very marginal.
Three more small lenders had issues lately but even this time the impact was marginal. There are several ways to invest, but Mintos is convoying investors towards this three, especially the first one:.
Moreover, it is easy to setup. I mainly use the auto-invest custom strategy to have complete control over what I buy. It has been read and printed by thousands of investors and I am proud of it.
I also do some manual investing to find out more about loans originators offer and to test the primary and secondary markets functionality.
The thing I value most is transparency in P2P investing.. When a tool is not publicly sharing data with investors there is something wrong.
A lender with many late loans may be ok because of other reasons. Mintos is a profitable and transparent company , but peer to peer investing is safe until something happens.
What are risks in P2P investing and in particular with Mintos? The feeling I get besides the numbers is that they care, they want this company to work, and they look like a good team.
If I want to reduce risks on Mintos I spread my capital on a large number of loans in many countries, instead of focusing somewhere.
Some investors focus only on short term loans to reduce risk. Investing in direct structure may be safer since the claims are against the borrowers, but not many care about this aspect.
Investing in lower APRs loans can be also more sustainable and also ethical. I always filter out the highest APR loans..
Individuals and companies can invest through Mintos. Investing as a company may also bring some tax relief. In any case, Mintos has to be able to identify the investor.
Asian and middle east investors can also invest with Mintos in most cases sending money through a Payoneer or Transferwise.
I am curious to see if it will really add value to investors or will just be a wrapped copy of the website. This is huge. So instead of having money idling on a savings account, it can be invested and available almost instantly.
I am enthusiast about this news, but I normally avoid mix savings account and investing accounts for now. My biggest fail with Mintos was waiting too long to give it trust and start investing.
I was scared to death of transferring money on an unknown foreign bank account. It equals to a How old are you? Is it a realistic expectation?
Yes and no. It is also very difficult to think that nothing will change in the interest rate paid in the next 40 years. Inflation was not taken into account, but it should, in order to get a more exact outcome.
Here is the right page for people ready to register where I explain the difference between Promo code and Referral link.
I have formed my opinion investing myself and collecting information in and out of Mintos. Here is what I found out. Make informed decisions and visit Mintos on your terms.
Have I missed something? What is preventing you from starting P2P? What are Mintos best alternatives? The most popular alternatives to Mintos are Peerberry, Twino and Bondora.
A full explanation about the safest way to get the Mintos invitation is here. Investing in P2P loans brings a fair share of risk but returns are very interesting.
Mintos is considered one of the safest P2P thanks to its internal diversification, its guarantee formula , its business model and a trusted management.
In order to use this formula investors just need few clicks. The investor cannot make any adjustment.
Passionate DIY investor building my financially peaceful future. I believe in helping people, which is why I share what I am learning.
Negative Bondora experience? How Bondora is dealing with the Corona crisis. Portfolio Pro. Bondora vs. Secure premium and starting credit.
Diversification: 1. Bondora spreads your investment across many loans. This reduces your risk. Bondora is digital and fully automated.
This makes it easy for investors and ensures functionality at all times. Established Founded in the financial crisis of and also in Corona times there are no delays or problems so far.
How exactly Bondora is dealing with the crisis you can find out in the video below. No German hotline: Bondora is trying to serve more and more languages and German is at the forefront.
The platform is of course accessible in German, but the customer hotline is not yet. But we have never needed it in 3 years.
At Mintos you can see many details about every single loan. We don't care about that, because we give out a maximum of a few Euros per loan and therefore we are not interested in where the borrower comes from and what he does with the few Euros as long as he pays back.
But the platforms take care of the demand for repayment. There's this quote by Warren Buffett: "You can't see who swam without their bathing suit until the water is out of the pool.
Bondora Estonia. Call money function. Test winner. Mintos Latvia. No call money Function. Conclusion Bondora offers very innovative investment opportunities that are second to none.
Should you decide to take it, please do as Warren Buffett says: "Don't test how deep the water is with both feet. Time is money.
Redeem a voucher. Eric 25 Sep Reply. Hello, Fabian, thank you for your positive feedback! Many greetings, Eric!
Fabian 25 Sep Reply. Fabian 5 Aug Reply. Kind regards. Eric 6 Aug Reply. Hello Fabian have you already opened an account?
Schügi 14 Jul Reply. Many thanks for the detailed article. You only mention that there's a tax report from Bondora. Is it really that simple? Eric 14 Jul Reply.
Schügi 17 Jul Reply. TryAndError 21 Sep Reply. Eric 21 Sep Reply. Andreas 21 Apr Reply. Hello Eric Exciting article - thanks for that.
Millions of investors in Europe could invest in loans hands-off. The 6. I test myself and cashed my money in 1 day.
It sound rather sustainable. So far all this has proved to be sustainable and has gone through one of the most shocking economic crises in decades almost unscathed.
This is a platform with registered office in Estonia, opened in , active in the p2p consumer loan market.
All loans on IUVO are covered by the buyback guarantee. It comes into play after 16, 30 or 60 days of delay, depending on terms.
Their business model is undoubtedly similar to that of mintos. IUVO does not have loans of its own as Bondora does.
On IUVO there is a common self-invest that works well. There is also the opportunity to invest in different currencies of the euro but this is always a risky operation.
Investing in foreign currencies adds a layer of uncontrollable complexity to the already risky investment in loans.
Loans in euros already make enough money and there is no need to be greedy. Peerberry , Mintos.Mintos Invest & Access vs. Bondora Go & Grow after 3 Months | € Experiment - Duration: P2P Investing Europe 4, views. RECENSIONE MINTOS 📈 Investire nel P2P Lending. Six months ago, I invested € each into Mintos Invest & Access and Bondora Go & Grow. I wanted to compare the returns on both P2P lending platforms, the. The closest alternatives to Mintos may be: Mintos Vs. Peerberry; Mintos Vs. Bondora (older, less diversification, similar yields) Honestly, there aren’t many tools like Mintos, and yes, Peerberry is the one that resembles it the most. Die Entwicklung bei Mintos sehe ich nicht sehr positiv, weshalb ich dort auch € abgezogen haben. #bondora #mintos #p2p # peer2peer #cashflowstrategie Meine Konten & Depots. As already explained, the Bondora Go & Grow % really provides immediate liquidity, while the Mintos Invest & access only up to a certain percentage of the invested amount. The advantage of the Mintos invest & access is that its solvency is not only linked to one company.